Question 1

Most private health insurance plans require the patient to a pay a certain amount each year toward health care expenses before the plan benefits begin; this amount is the

Accepted Answer

A)   copayment.
B)   coinsurance.
C)   deductible.
D)   premium.E) None of the above
F) All of the above

Question 2

Approximately how many Americans are currently uninsured?

Accepted Answer

A)   More than 30 million
B)   More than 40 million
C)   More than 50 million
D)   More than 60 millionE) A) and C)
F) None of the above

Question 3

If your PPO has an in-network coverage rate of 90% and an out-of-network coverage rate of 60%, this means that

Accepted Answer

A)   your deductible will decrease by 30% if you visit an out-of-network specialist.
B)   you will be responsible for paying an additional 30% of the costs associated with treatment by an out-of-network provider.
C)   you are more likely to be denied coverage for out-of-network services.
D)   you can expect a 30% refund from your health insurance provider.E) None of the above
F) B) and D)

Question 4

Actions taken by a health provider for the sake of avoiding potential malpractice suits is known as

Accepted Answer

A)   allopathic medicine.
B)   legally binding medicine.
C)   proactive medicine.
D)   defensive medicine.E) A) and B)
F) C) and D)

Question 5

Self-care involves all of the following EXCEPT

Accepted Answer

A)   knowing your body.
B)   paying attention to body signals.
C)   taking appropriate action to stop the progression of illness.
D)   ignoring body signals and "toughing it out."E) A) and B)
F) A) and C)

Question 6

Evaluate your health care consumer characteristics and discuss five things you do (or should do) to be a wise health care consumer.

Accepted Answer

Answer can be any five of the following:...

Question 7

If an insurance policy covers 90 percent of your total medical bills, the remaining 10 percent that you must pay is your

Accepted Answer

A)   coinsurance amount.
B)   copayment amount.
C)   deductible amount.
D)   premium amount.E) B) and C)
F) A) and B)

Question 8

An optometrist holds a medical degree and can perform eye surgery.

Accepted Answer

A) True 
 B)False

Question 9

The health insurance program jointly funded by the states and the federal government that provides coverage for low-income individuals and families is

Accepted Answer

A)   Medicare.
B)   Medicaid.
C)   Social Security.
D)   COBRA.E) A) and D)
F) All of the above

Question 10

When choosing a health care provider, you should examine all of the following EXCEPT

Accepted Answer

A)   their educational training.
B)   their affiliations with accredited medical facilities.
C)   how their methods of treatment compare to established medical practices.
D)   their membership in local organizations such as country clubs or service clubs.E) A) and D)
F) B) and C)

Question 11

Over-the-counter drugs are commonly used for all of the following EXCEPT

Accepted Answer

A)   allergies.
B)   dieting aids.
C)   sleep aids.
D)   cancer recovery.E) B) and C)
F) A) and D)

Question 12

You should consult a physician

Accepted Answer

A)   to check blood pressure and temperature.
B)   to learn new relaxation techniques.
C)   to treat a reaction to an insect bite.
D)   for a monthly breast or testicular exam.E) A) and B)
F) None of the above

Question 13

All patients have the legal right to refuse or cease treatment.

Accepted Answer

A) True 
 B)False

Question 14

Which of the following individuals would most likely have difficulty finding good, affordable health care?

Accepted Answer

A)   An elementary school teacher
B)   A self-employed construction worker
C)   A state employee
D)   A graphic designer with a large corporationE) C) and D)
F) B) and D)

Question 15

A measurement of care quality used by many health care payers is based on which criteria?

Accepted Answer

A)   Mortality rates
B)   Days spent in the hospital
C)   Patient outcomes
D)   Number of providers on a caseE) All of the above
F) A) and C)

Exam 20: Making Smart Health Care Choices

Approximately how many Americans are currently uninsured?

Correct Answer
verified

Self-care involves all of the following EXCEPT

Correct Answer
verified

If an insurance policy covers 90 percent of your total medical bills, the remaining 10 percent that you must pay is your

Correct Answer
verified

Which of the following individuals would most likely have difficulty finding good, affordable health care?

Correct Answer
verified

The health insurance program jointly funded by the states and the federal government that provides coverage for low-income individuals and families is

Correct Answer
verified

A measurement of care quality used by many health care payers is based on which criteria?

Correct Answer
verified

If your PPO has an in-network coverage rate of 90% and an out-of-network coverage rate of 60%, this means that

Correct Answer
verified

All patients have the legal right to refuse or cease treatment.

Correct Answer
verified

Over-the-counter drugs are commonly used for all of the following EXCEPT

Correct Answer
verified

Most private health insurance plans require the patient to a pay a certain amount each year toward health care expenses before the plan benefits begin; this amount is the

Correct Answer
verified

You should consult a physician

Correct Answer
verified

When choosing a health care provider, you should examine all of the following EXCEPT

Correct Answer
verified

An optometrist holds a medical degree and can perform eye surgery.

Correct Answer
verified

Actions taken by a health provider for the sake of avoiding potential malpractice suits is known as

Correct Answer
verified

Evaluate your health care consumer characteristics and discuss five things you do (or should do) to be a wise health care consumer.

Correct Answer
verified
Answer can be any five of the following:...
View Answer

Exam 20: Making Smart Health Care Choices

Approximately how many Americans are currently uninsured?

Correct AnswerverifiedShow Answer

Self-care involves all of the following EXCEPT

Correct AnswerverifiedShow Answer

If an insurance policy covers 90 percent of your total medical bills, the remaining 10 percent that you must pay is your

Correct AnswerverifiedShow Answer

Which of the following individuals would most likely have difficulty finding good, affordable health care?

Correct AnswerverifiedShow Answer

The health insurance program jointly funded by the states and the federal government that provides coverage for low-income individuals and families is

Correct AnswerverifiedShow Answer

A measurement of care quality used by many health care payers is based on which criteria?

Correct AnswerverifiedShow Answer

If your PPO has an in-network coverage rate of 90% and an out-of-network coverage rate of 60%, this means that

Correct AnswerverifiedShow Answer

All patients have the legal right to refuse or cease treatment.

Correct AnswerverifiedShow Answer

Over-the-counter drugs are commonly used for all of the following EXCEPT

Correct AnswerverifiedShow Answer

Most private health insurance plans require the patient to a pay a certain amount each year toward health care expenses before the plan benefits begin; this amount is the

Correct AnswerverifiedShow Answer

You should consult a physician

Correct AnswerverifiedShow Answer

When choosing a health care provider, you should examine all of the following EXCEPT

Correct AnswerverifiedShow Answer

An optometrist holds a medical degree and can perform eye surgery.

Correct AnswerverifiedShow Answer

Actions taken by a health provider for the sake of avoiding potential malpractice suits is known as

Correct AnswerverifiedShow Answer

Evaluate your health care consumer characteristics and discuss five things you do (or should do) to be a wise health care consumer.

Correct AnswerverifiedAnswer can be any five of the following:...View AnswerShow Answer

Correct Answer
verified

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Correct Answer
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Correct Answer
verified
Answer can be any five of the following:...
View Answer