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As fiscal policy, the welfare system serves as one of the


A) causes of inflation.
B) automatic stabilizers.
C) regulatory protections.
D) sources of deficit reduction.
E) factors driving down demand for higher education.

F) None of the above
G) A) and B)

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B

An important strategy to ensure equality of opportunity is public education.What efforts has the federal government made to promote equal education?

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•The 1787 Northwest Ordinance set aside ...

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Which of the following is an example of a means-tested program?


A) Medicaid
B) Medicare
C) farm subsidies
D) Social Security
E) home mortgage interest deductions

F) A) and B)
G) A) and C)

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Coupons provided to needy persons by the federal government that can be exchanged for food at most grocery stores are called


A) food stamps.
B) market coupons.
C) nutrition certificates.
D) commodity vouchers.
E) WIC checks.

F) B) and D)
G) C) and D)

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The traditional approach to social welfare policy with its severe distinction between deserving and undeserving poor and its domination by the private sector crumbled in response to the


A) Civil War.
B) Korean War.
C) westward expansion.
D) Industrial Revolution.
E) Great Depression.

F) A) and E)
G) B) and E)

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The most generous TANF benefits are approximately


A) three times the federal poverty line.
B) twice the federal poverty line.
C) equal to the federal poverty line.
D) below the federal poverty line but nonzero.
E) zero.

F) A) and E)
G) B) and E)

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What goals should social policies promote and why?

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•Social insurance against risks and inse...

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The U.S.Treasury regularly borrows from the Social Security Trust Fund and leaves IOUs in their place.

A) True
B) False

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True

Historically, Americans would most likely have applied the concept of undeserving poor to


A) widows.
B) orphans.
C) transients.
D) persons with disabilities.
E) injured veterans.

F) C) and E)
G) B) and C)

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The danger or probability that a policy will encourage the behavior or bring about the problem that the policy is supposed to prevent in the first place is known as


A) Russell's paradox.
B) origination risk.
C) progressive peril.
D) boomerang jeopardy.
E) moral hazard.

F) C) and D)
G) A) and B)

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Most Americans favor some governmental action in the area of education.

A) True
B) False

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List and discuss possible reforms to the Social Security program.Are these proposals necessary? Why or why not?

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Possible Social Security reforms include...

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In 1996, Congress abolished the AFDC and replaced it with the


A) Job Training and Partnership Act (JTPA) .
B) Supplemental Security Income (SSI) program.
C) Old Age, Survivors, and Disability Insurance program.
D) Temporary Assistance to Needy Families (TANF) block grant.
E) food stamps program.

F) A) and E)
G) All of the above

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Social policies are redistributive policies.

A) True
B) False

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According to the text, the fact that women are more likely to be poor than men is attributable to


A) higher rates of crime victimization.
B) higher rates of female gambling.
C) the death of chivalry.
D) outdated labor laws.
E) their lower interest in money.

F) D) and E)
G) A) and D)

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Noncash goods and services provided to needy individuals and families by the federal government are called


A) virtual benefits.
B) in-kind benefits.
C) direct benefits.
D) commodity assortments.
E) product assortments.

F) None of the above
G) A) and B)

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B

Probably the greatest long-term threat to the viability of the Social Security system is the


A) pending retirement of baby boomers.
B) dramatic increase in health care costs.
C) declining political clout of senior citizens.
D) number of current workers choosing not to participate.
E) declining value of the Treasury bonds in which the Social Security trust fund is invested.

F) A) and E)
G) All of the above

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The federal government defines poverty as which of the following?


A) the lack of goods and services most people take for granted
B) entitlement programs
C) goods and services provided to needy individuals and families by the federal government
D) the process of periodically adjusting social benefits to account for increases in the cost of living
E) a moral hazard

F) D) and E)
G) C) and D)

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During the Great Depression, Americans abandoned their traditional distinction between the deserving and undeserving poor.

A) True
B) False

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What specific reasons account for the spectacular increase in the cost of Medicare?

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Medicare is not means tested.Its costs a...

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