Question 1

Self-care involves all of the following EXCEPT

Accepted Answer

A)  knowing your body.
B)  paying attention to body signals.
C)  taking appropriate action to stop the progression of illness.
D)  avoiding medication and taking a "tough it out" approach to illness.E) B) and C)
F) A) and D)

Question 2

If an insurance policy covers 90 percent of your total medical bills,the remaining 10 percent that you must pay is your

Accepted Answer

A)  coinsurance amount.
B)  copayment amount.
C)  deductible amount.
D)  premium amount.E) B) and C)
F) None of the above

Question 3

Your primary care provider suspects that you may have an unusual infection in your eyes.To whom would he or she refer you?

Accepted Answer

A)  physician assistant
B)  optician
C)  optometrist
D)  ophthalmologistE) B) and C)
F) A) and D)

Question 4

Under the Affordable Care Act (ACA),a person can be denied health coverage for a preexisting condition.

Accepted Answer

A) True 
 B)False

Question 5

Over-the-counter drugs are commonly used for all of the following EXCEPT

Accepted Answer

A)  allergies.
B)  weight loss.
C)  sleep problems.
D)  diabetes.E) C) and D)
F) B) and C)

Question 6

Your mom's doctor works at a hospital accredited by the Joint Commission.This type of accreditation indicates that

Accepted Answer

A)  only specialists can practice there.
B)  all practitioner education,licensing,and training qualifications have been verified.
C)  all physicians must be trained in both traditional and alternative medicine.
D)  only generalists can practice there.E) B) and D)
F) A) and B)

Question 7

Approximately what percentage of Americans currently uses one or more prescription drugs?

Accepted Answer

A)  nearly 10 percent
B)  nearly 40 percent
C)  nearly 70 percent
D)  nearly 90 percentE) C) and D)
F) A) and B)

Question 8

All of the following are true with respect to generic drugs EXCEPT that they

Accepted Answer

A)  contain the same active ingredients as their brand name counterpart.
B)  are generally less expensive than brand name drugs.
C)  have the same inactive ingredients as their brand name counterpart.
D)  are sold under a chemical name instead of a brand name.E) A) and B)
F) C) and D)

Question 9

List and explain the various mechanisms private insurance companies are still allowed to use,under the Affordable Care Act,to limit potential losses.

Accepted Answer

•Deductibles-payments you must make befo...

Question 10

Approximately how many Americans have no health insurance?

Accepted Answer

A)  5 million
B)  15 million
C)  25 million
D)  35 millionE) A) and B)
F) A) and C)

Question 11

Which of the following statements is NOT true about costs in the U.S.health care system?

Accepted Answer

A)  The U.S.spends more on health care than any other nation.
B)  Growing rates of obesity are pushing costs higher.
C)  New technologies are lowering costs.
D)  Overtreatment is an issue.E) C) and D)
F) B) and C)

Question 12

An osteopath (D.O)does not complete the same level of training as a physician who is an M.D.

Accepted Answer

A) True 
 B)False

Question 13

If your PPO has an in-network coverage rate of 90 percent and an out-of-network coverage rate of 60 percent,this means that

Accepted Answer

A)  your deductible will decrease by 30 percent if you visit an out-of-network specialist.
B)  you will be responsible for paying 40 percent of the costs associated with out-of-network services.
C)  you are more likely to be denied coverage for out-of-network services.
D)  you can expect to pay 60 percent of costs for out-of-network services.E) C) and D)
F) A) and D)

Question 14

Managed care is based on

Accepted Answer

A)  coordination of health care.
B)  doctors setting their own rates.
C)  few administrative rules.
D)  emergency health care.E) B) and C)
F) B) and D)

Question 15

All physicians must accept Medicare patients.

Accepted Answer

A) True 
 B)False

Question 16

Of the following types of health care expenditures,the United States spends the most on

Accepted Answer

A)  health insurance.
B)  government administration and research.
C)  drugs and medical products.
D)  hospital care.E) A) and D)
F) B) and D)

Question 17

When choosing a health care provider,you should examine all of the following EXCEPT

Accepted Answer

A)  their educational training.
B)  their affiliations with accredited medical facilities.
C)  how their methods of treatment compare to established medical practices.
D)  their membership in local organizations such as country clubs or service clubs.E) B) and D)
F) None of the above

Question 18

Before receiving any care,patients must be made aware of the treatment plan and any potential risks involved.This is known as the right

Accepted Answer

A)  of informed consent.
B)  to receive care.
C)  to privacy.
D)  to access medical records.E) None of the above
F) All of the above

Question 19

Which of the following is TRUE with respect to health care spending accounts (FSAs or HSAs) ?

Accepted Answer

A)  They provide affordable health care coverage.
B)  They are only available to low-income individuals.
C)  They allow people to save money tax-free for health care costs.
D)  They provide funds that help employers finance company health plans.E) B) and D)
F) A) and D)

Question 20

The term defensive medicine refers to actions taken to

Accepted Answer

A)  avoid malpractice claims.
B)  protect against infectious disease.
C)  slow the progress of chronic diseases.
D)  ensure that patients are informed about medical choices.E) B) and C)
F) None of the above

Exam 23: Making Smart Health Care Choices

Self-care involves all of the following EXCEPT

Correct AnswerverifiedShow Answer

Which of the following is TRUE with respect to health care spending accounts (FSAs or HSAs) ?

Correct AnswerverifiedShow Answer

Over-the-counter drugs are commonly used for all of the following EXCEPT

Correct AnswerverifiedShow Answer

List and explain the various mechanisms private insurance companies are still allowed to use,under the Affordable Care Act,to limit potential losses.

Correct Answerverified•Deductibles-payments you must make befo...View AnswerShow Answer

Before receiving any care,patients must be made aware of the treatment plan and any potential risks involved.This is known as the right

Correct AnswerverifiedShow Answer

Under the Affordable Care Act (ACA),a person can be denied health coverage for a preexisting condition.

Correct AnswerverifiedShow Answer

An osteopath (D.O)does not complete the same level of training as a physician who is an M.D.

Correct AnswerverifiedShow Answer

Approximately how many Americans have no health insurance?

Correct AnswerverifiedShow Answer

Managed care is based on

Correct AnswerverifiedShow Answer

All of the following are true with respect to generic drugs EXCEPT that they

Correct AnswerverifiedShow Answer

The term defensive medicine refers to actions taken to

Correct AnswerverifiedShow Answer

When choosing a health care provider,you should examine all of the following EXCEPT

Correct AnswerverifiedShow Answer

All physicians must accept Medicare patients.

Correct AnswerverifiedShow Answer

Your mom's doctor works at a hospital accredited by the Joint Commission.This type of accreditation indicates that

Correct AnswerverifiedShow Answer

If an insurance policy covers 90 percent of your total medical bills,the remaining 10 percent that you must pay is your

Correct AnswerverifiedShow Answer

Of the following types of health care expenditures,the United States spends the most on

Correct AnswerverifiedShow Answer

If your PPO has an in-network coverage rate of 90 percent and an out-of-network coverage rate of 60 percent,this means that

Correct AnswerverifiedShow Answer

Approximately what percentage of Americans currently uses one or more prescription drugs?

Correct AnswerverifiedShow Answer

Which of the following statements is NOT true about costs in the U.S.health care system?

Correct AnswerverifiedShow Answer

Your primary care provider suspects that you may have an unusual infection in your eyes.To whom would he or she refer you?

Correct AnswerverifiedShow Answer

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