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The health care reform bill passed by Congress in 2010 prohibits insurers from denying benefits for preexisting conditions.

A) True
B) False

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True

Which of the following is the best example of the shadow welfare state?


A) soup kitchens supported by local churches
B) Food Stamps
C) workplace medical insurance
D) cost of living adjustments
E) Medicaid

F) B) and D)
G) A) and D)

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The individual mandate requires uninsured individuals to purchase health insurance.

A) True
B) False

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Those who believe in ______ argue that the government's role in regulating the economy should be limited to regulating the supply of money.


A) Keynesianism
B) monetarism
C) fiscalism I
D) inflation
E) laissez-faire capitalism

F) A) and B)
G) C) and D)

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Which of the following statements about the No Child Left Behind Act is FALSE?


A) It was the signature education act of George W. Bush.
B) It increased the role of the federal government in education policy.
C) It requires that students be tested every year for proficiency in math and reading.
D) It creates a standard national test for all students.
E) Many states considered it an unfunded mandate.

F) C) and D)
G) All of the above

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Which of the following is the strongest factor in predicting which groups in society receive the most benefits from government's social policies?


A) groups that make up the largest percentage of the population
B) groups that are the most politically powerful
C) groups that have the largest membership
D) groups that are made up of people who cannot help themselves like children or the elderly
E) groups that provide the most to government through their tax dollars

F) B) and D)
G) A) and B)

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There are considerable disparities in benefits from state to state in noncontributory programs because:


A) many state constitutions prohibit state governments from accepting money for noncontributory programs from the federal government
B) state governments are given grants-in-aid from the federal government to establish and operate their own programs rather than having one, uniform national program
C) the federal government specifies different levels of assistance to each state based on means testing and indexing
D) some states do not have any citizens who need the benefits provided by noncontributory programs
E) some states choose to only employ contributory programs

F) B) and C)
G) C) and E)

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What year marked the beginning of the Great Depression?


A) 1918
B) 1921
C) 1929
D) 1933
E) 1941

F) A) and B)
G) B) and D)

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The number of families receiving welfare:


A) has decreased every year since 1996
B) has increased every year since 1996
C) has not changed significantly since the 1960s
D) decreased dramatically between 1993 and 2004 but increased significantly between 2004 and 2008
E) increased dramatically between 1993 and 2004 but decreased significantly between 2004 and 2008

F) All of the above
G) A) and B)

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Since the welfare reforms of 1996,what is the primary reason for receiving federal cash assistance if one is nonworking and able-bodied?


A) The recipient is caring for children.
B) The recipient is going to school or in a job-training program.
C) The recipient has been means tested.
D) The recipient has been considered deserving.
E) The recipient is actively looking for a job.

F) D) and E)
G) B) and D)

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A

AARP has a membership of approximately ______ members.


A) 10,000
B) 750,000
C) 1 million
D) 9 million
E) 40 million

F) A) and B)
G) C) and D)

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Why have politicians always favored using subsidies to promote certain economic activities?


A) They can be treated as "benefits" that can be spread widely in response to many demands.
B) They are generally cheaper than other forms of government support.
C) Recipients are always required to pay back the subsidies.
D) Congress does not have to pass legislation in order to provide subsidies.
E) They are paid for through international tariffs rather than personal income taxes.

F) C) and D)
G) All of the above

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How did the Great Depression change American attitudes about welfare?


A) It showed that the government could efficiently distribute public assistance.
B) It demonstrated that the government could choose between the deserving and undeserving poor in a more objective manner than private charities.
C) It revealed that poverty could be caused by a flawed economic system, not just by personal irresponsibility.
D) It revealed that local governments were too corrupt to be trusted with welfare policies.
E) It showed that government was not as capable in taking care of the poor as private charities.

F) B) and C)
G) D) and E)

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Which of the following was NOT one of the goals of the American Recovery and Reinvestment Act of 2009?


A) encourage economic growth
B) developing weatherization projects and clean technology construction
C) saving existing jobs that might be lost due to the economic recession
D) providing for a national health care system
E) making longer-term investments to encourage job creation

F) A) and B)
G) C) and D)

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How did deregulation of the mortgage industry in 1999 help produce the housing crisis of 2007 and 2008?


A) It drove housing prices down by preventing too many qualified people from obtaining the mortgages needed to purchase homes.
B) It allowed many new mortgage companies to form, offering "predatory" loans that people could not afford to repay.
C) It made foreclosures almost impossible under the law and allowed many people to stop paying their mortgages with no monetary penalties.
D) It eliminated most mortgage companies and forced potential homeowners to pay cash for their homes.
E) It increased property taxes to the point that many homeowners were forced to sell their homes.

F) A) and B)
G) D) and E)

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Why did the Democrats believe that the 2001 tax cuts should only remain permanent for those making less than $250,000 a year?


A) High-income earners (those making more than $250,000 a year) had benefited disproportionately from economic growth in the early 2000s.
B) The original tax cuts for those making more than $250,000 a year were overwhelmingly unpopular with the American public.
C) Most Democratic members of Congress make less than $250,000 a year.
D) Tax cuts for the wealthy stimulate the economy.
E) The original 2001 tax cut legislation stipulated that after ten years the tax cuts for those making over $250,000 a year would be repealed.

F) A) and B)
G) B) and C)

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The government subsidizes many private employment benefits through tax expenditures.

A) True
B) False

Correct Answer

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Which of the following was a key part of President Obama's overhaul of No Child Left Behind?


A) a proposal that states could apply for waivers that would exempt them from some of the requirements of No Child Left Behind
B) a proposal to change the criteria for allocating $14 billion in federal assistance to schools from a system of competitive grants to a per-pupil formula
C) mandating a single nationwide standardized test to be taken by all students
D) providing an unprecedented amount of federal funding for school vouchers, allowing parents more freedom in choosing where their children attend school
E) setting national standards for textbooks at all levels of schooling below college

F) All of the above
G) B) and D)

Correct Answer

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Which program was designed to help augment the benefits to the aged,blind,and disabled?


A) Medicaid
B) Medicare
C) food stamps
D) Supplemental Security Income
E) Social Security

F) D) and E)
G) A) and B)

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D

Which of the following was not important in caring for the poor during the nineteenth century?


A) the military
B) the federal government
C) churches and religious organizations
D) the United Nations
E) state governments

F) C) and D)
G) B) and C)

Correct Answer

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